Yes No. When registering online, using an ASP, i.e. If you are still unable to add your debit card to your account, I recommend you contact one-on-one support team of google for better assistance. Most merchants request you to enter some personal details, including the name on the card or your address. You can purchase anything from books to antiques to cars online. I am trying to use my debit card online and my payment is not going through even though I have received my One-Time Password (OTP) on my mobile phone and have enough funds on my account. My gift card was declined at a restaurant. select the debit card (on which the online purchase feature was activated) the UserID will be displayed above the online purchase feature transactions header Did you find this information helpful? All ASB Visa credit and Visa Debit cards must be activated before the card can be used to make purchases online. Paying with a debit card has advantages over paying with a credit card. Still no joy 2 years later this is exactly why I amoving over to another bank. Secondly when I went to that bank they said it can be used and to this day. I can’t use my sbi rupay debit card for online transaction, I also found that other banks rupay debit card also can’t use for transaction, if any one can tell why or any trick to use, it is beneficial in some applications like mobikwik where we buy got Cashback from Internet banking (I have net banking on same account) If this trend continues much longer I will have no alternative but to change banks. Update 2 : Thanks people, talked to bank/merchant, my new residence is different than the address i used to set up my bank account, so it couldn't be verified. I've been trying to use my card to make online purchases on Amazon and other such websites, but my card somehow doesn't work for these things. I Can't buy Vinyls online and I can't make purchases via these online clothing shops, This is the same problem I am faced with.. New Community Member Mark as New; Bookmark; Su I don't know if purchasing something from Google play is considered as an online purchase or like paying for a service were there is a free service and paying one. 2. Kindly note that you are unable to proceed with on-line purchases using a debit card as you are required to verify your account using CCV numbers located at the back of your card. My Debit Card Payment Has Been Declined Even Though I Have Enough Money to Cover the Payment Solution. I'd recommend you check for the below things: 1. I can't pay for my Spotify, I can't buy clothes or shoes, I can't even buy airtime. To resolve this you will have to upgrade your account to cheque to enjoy using your account on-line. I am unable to make purchases, what could be causing this? Why can't I pay using my debit card? There are two reasons why you should not use debit card for online or offline purchases, even in India where we have chip and PIN cards and where online transactions require either an additional password or a PIN. Those cards are too expensive at Standard Bank. but this time that same card can't be use for the payment. You can use it at most major online retailers, and it works a lot like a debit card â that is, youâre spending your own money, but without giving retailers a direct link to your bank account. Paying electronically with a check takes longer for money to be deducted from your account, so you can put a stop payment on a check if thereâs a problem with your purchase. That will be unfortunate as I have always been with Standard Bank. My card number is a problem when linking to my google play account. If I can't make those types of payment with my debit card, why they is an option of it? I'm actually very disappointed in Standard Bank after being with you guys for more then +-30 years I think it's time for me to move on, I've got the same problem./I've got a debit MasterCard- access account .. i have used this card and its registerd and never had a problem before , im simply so confused as i cant make any purchases on ebay now...HELP . Ensure you are using the right debit card number which is printed on your debit card. You can pay online with checks, credit cards or services like PayPal -- or you can use a debit card. however, be sure you understand the pros and cons of this method of payment. can anyone tell me why when paying for an item ive won does paypal say that my card cannot be used for this transaction? Shop with your ScotiaCard debit card or ... Have the amount of your purchase deducted from the funds in your bank account. Paying with a debit card online is easy. If information doesn’t match because it’s outdated, you can update it by logging into your bank account or calling your institution for assistance. You simply enter the name on the card, the account number and the expiration date Turn over the card and locate the three-digit security code on the signature strip and enter that. I just think if that's the case, there really shouldn't be a MasterCard symbol on our debit cards. I can’t use it in Lazada, Shopee, AliExpress…I wrote to BDO and all they can say is it’s because of extra layers of security between them and the merchants, blah blah…ultimately, they said use another card. For example, my 11 year old nephew has the TD VISA/Interact card shown in Fig 1. and uses his debit card to make online purchases from retailers online like, iTunes and EpicGames. Federal law says that youâre not liable for unauthorized credit card purchases exceeding $50. Both the debit card and credit card allow you to make purchases using e-transaction. More Details, Credit cards. When making purchases with credit cards, itâs easy to get carried away and overspend â after all, you donât have to pay it back right away. I've inserted card number cvv number and all other details on online websites but no joy. To resolve this you will have to upgrade your account to cheque to enjoy using your account on-line. why i can't use my debit card for material purches. Also, if thereâs a problem with the purchase, you canât withhold payment like you can with a credit card because the money has already left your bank account. Often, your debit account may be held when you reserve a hotel room using your debit card, or when you use your debit card to pay for gas at the gas station. Guess I'm going to have to change banks then. Those who regularly use their debit card and make large purchases from time to time may want to get a higher daily debit card limit. Before pulling out your debit card for your next online purchase. PS I'm also super upset that to this day you still haven't cleared my credit record and still keeping it open as unpaid after more then 4 or 5 years everytime I go into the bank all I get told is its getting sorted out. Also, if there’s a problem with the purchase, you can’t withhold payment like you can with a credit card because the money has already left your bank … 27,927 Views Message 4 … High risk of fraud daw, pero juice ko lord, wala manlang advisory na binigay. Credit cards. But there are many reasons why you should never use a debit card as a form of payment, as tempting as it may be. Unlike credit cards, you can't spend money you don't have with a debit card. And when we are trying to make does payment there is an option to choose which card I'm using, and there'll be an option for debit card. Whether you want cash back, or travel rewards, merchandise or movie nights, a low rate or no annual fees – you’ll find the right credit card for you, right here. Reply. Visit our COVID-19 site for latest information regarding how we can support you. Entering any information incorrectly when using your debit card can make your card get declined. More Details, ScotiaCard with VISA* Debit. Unfortunately, it doesn’t always work the way you intended, and you could find yourself without access to your money if your debit card is declined. If the Debit card was issued to you by a banking institution, you can walk into the bank, talk to the customer support about it and they will help you with activating your Debit card for online transactions. This will include adding your full names, card number and CCV number which is three number at the back your card. Since July 2016 I am no longer able to do so. You don't need to specify that you want to use a debit card (just select the "pay with credit card" option). You can mail us here: [email protected], Â©2016 Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act. edited 1 year ago. If somebody uses your card number to … This is idiotic. In this article, we’ll take a look at the dangers of debit cards and their hidden costs. I use one for practically all of my purchases, even when I'm traveling abroad. Decided to look on the forums for help too. My BDO debit Visa card can’t literally do anything. I have escalated it to the relevant department. Maestro Card debit cards can be used to pay for purchases online, and is used the same way any other debit card is used online. I agree with you Saruman. Do I have to get a special card for these things? The biggest problem with using your debit card for purchases is, if your info is stolen, the thief now has access to the funds in your checking account. Kindly note that you are unable to proceed with on-line purchases using a debit card as you are required to verify your account using CCV numbers located at the back of your card. Many merchants use “holds” to make sure you have enough funds to pay for a purchase. I got mislead too about this debit master card. Hi, you need to have a credit card or a cheque card for online purchases. Your debit card pulls funds directly from your checking account. I'm having the same problem. If you've had a debit or check card payment declined and you have enough money in your account to cover the payment, there are four conditions that can prevent your payment from going through: The payment amount exceeds your daily spending limit. MSN Money Central: Watch Out for Debit Card Pitfalls. Kindly note that you can only make online purchase with only cheque card or credit card due to online verification process. This law does not apply to debit card purchases, however. Please visit your nearest branch for further assistance. That means that if someone gets a hold of your debit card and makes unauthorized online purchases with it, you may be held liable for those purchases, depending on your bank’s individual policies. This mostly happens when making online purchases. If you don't have enough funds, your … Thanks for the feedback. Instead, use a credit card. Why can't I make online purchases with my Debit Ma... Why can't I make online purchases with my Debit MasterCard? She is currently an editor at a major publishing company, where she works on various trade journals. Credit cards fall under the Fair Credit Billing Act, which limits your liability for unauthorized purchases to a maximum of $50. This is the same problem I am faced with.. The reasons why your credit card gets rejected for online purchases generally are technology-related, somewhere along all the pinging and ponging of signals from one computer to another. I think this is quite diff from online purchase, and doesn't require to have a credit card. Many accounts now offer Visa or Mastercard debit cards, which allow you to use them when traveling overseas. Copyright 2021 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. P.S- I have made online purchases with the card in the past, and nobody is affiliated with the account in any way other than myself. The debit card doesn't … It worked for my first five purchases with the site (two last night and three this morning), but on my sixth purchase it stopped showing my debit card as a payment option for some reason, even though it was working perfectly fine yesterday and this morning. Therefore, make sure you know how much money is in your account before you buy something using your debit card. Once you submit the payment, the money is immediately deducted from your bank account. If you are using the cheque card or credit and you still experiencing the same issue, feel free to mail us your full query with account details and the error message for further assistance. This makes no sense and personally I am fed up with standard bank. Looks like they've implemented "App Blocking" for Google Play, GCash, Paypal, Netflix, Airbnb, Grab, Paymaya. It is a's if my service from Standard Bank have been downgraded. That means that if someone gets a hold of your debit card and makes unauthorized online purchases with it, you may be held liable for those purchases, depending on your bankâs individual policies. 0 Kudos All forum topics; Previous Topic; Next Topic; 7 REPLIES 7. michelleriggs84. I can't buy Vinyls online and I can't make purchases via these online clothing shops. i made many payments previously used that same card. A debit card is used in the same way as a credit card, but the purchase price comes directly out of your bank account instead of being billed to you at a later date. If my Debit Mastercard cannot do online purchases why was I able to do it previously. I have a student achiever account and I can't make online purchases with my debit card. This is a convenient and secure way to make your overseas purchases and ATM withdrawals. When paying with a debit card, itâs easy to see the decrease in your checking account, which means that itâs also easy to see when youâre spending beyond your means. Also, I'd suggest you check the settings of your Google Payments account to make sure your address and other billing information in the payment method provided are up to date and match the information in the personal information. Firstly there is a csv number on the debit cards. If youâre dead set against using credit cards to make purchases online, consider putting some money into a service like PayPal. The credit card has a limit on how much you can spend. … You have to check with the company that issued the gift card to find out if you can register it to your name and address or not. Start by indicating the type of card you have—Visa or MasterCard, for example. Cynthia Gomez has been writing and editing professionally for more than a decade. I’m working overseas so walang way to go to any branch to clarify. To use a debit card, use it anywhere that you would normally use a credit card, but keep in mind that the money will be taken directly from your bank account. Last Updated: 17 Oct 2018. She holds a bachelor's degree in journalism from Northeastern University. Is there any way to fix this problem so I can use my debit card as my payment option? But there is one big difference. Reason #1. Use A Virtual card Instead [The Most Simplest Method] – A Virtual card works in a similar way like a Physical Debit card; except for the fact that you can’t touch it – but you can use it. Why was I not able to use the gift card for an online purchase? If you're using the right debit card number and still facing the issue, I'd suggest you remove and add the payment method on google settings. Application Service Provider, you may find that your VISA debit card doesn’t work or isn’t accepted. Gomez also spent many years working as a newspaper reporter. However, I was told by the bank that I'd be able to make online purchases. Your debit card and credit card may look similar, but the law looks at these two pieces of plastic very differently when it comes to your liability if a thief uses each of them for a fraudulent spending spree.